Aqua Financial Services, Inc.
Aqua Financial Services, Inc. offers Securities through International Assets Advisory LLC (“IAA”) an Independent Registered Broker/Dealer Member FINRA/SIPC. Investment Advisory Services offered through International Assets Investment Management, LLC,an SEC-registered Investment Advisor. International Assets Advisory, LLC and International Assets Investment Management, LLC are affiliated companies. Aqua Financial Services, Inc. may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. This site and the content herein are subject to certain Legal Notices.

This entire site has been prepared for informational and educational purposes only and does not constitute investment advice or a solicitation of an offer to buy or an offer to sell securities. The information contained herein is based on current tax laws, which may change in the future. The information that has been provided is not intended to serve as tax or investment advice. Each investor's tax and investment considerations may be different. IAA cannot be held responsible for any direct or incidental loss resulting from applying any of the information provided herein or from any other source mentioned. The information provided in these materials does not constitute any legal, tax or accounting advice. Please consult with a qualified professional for this type of advice.

Please consider the investment objectives, risks, charges and expenses of each investment before investing. For mutual funds and registered alternatives funds, the fund's prospectus and, if available, the summary prospectus contain this and other information about the fund. You can obtain a prospectus and, if available a summary prospectus from your financial professional. The prospectus or offering documents should be read carefully before investing. Past performance does not guarantee future results. The investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Please see your personal professionals regarding your individual circumstances. Some life insurance policies involve exclusions and or limitations. For costs and complete details of coverage, contact your agent.

The funds are not insured by the FDIC and are not deposits of, or guaranteed by, any bank. The funds are subject to investment risk, including possible loss of principal amount invested. 

Please see Legal & Privacy for Important Disclosures. International Assets Advisory LLC is not responsible or liable for ancillary products or services offered by Martin Guerra, LUTCF / Dba Aqua Financial Services, Inc. © 2013 Aqua Financial Services, Inc.  
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We do financial planning using a holistic approach.  We look many financial instruments that are available and objectively evaluate that they work well together.
What is your date for financial independency? 

We can help you come up with this date.  No one can expect to do it overnight. It takes preparation and planning to make it happen.  We are committed to helping you plan for your future and make your dreams a reality.
Contact us.

• Investments
• College Funding Plans
• 401K Rollovers
• Disability Income Protection 
• Individual Health Insurance
• Annuity Products
• Retirement Accumulation Strategies
• Retirement Income Strategies
• Estate Conservation 
• Legacy Planning
• Life Insurance
• Long Term Care Insurance
• Asset Protection Planning

Personal Financial Planning

When was the last time you reviewed your financial plan?

Do you have a financial plan? 

These are questions you must ask yourself to fully maximize your potential, profitabiliy and business continuation.  A financial plan cannot remain static. A good financial plan looks at the constant changes in regulations and fiscal policies.  To be trully successful you need a plan that will manuver you through the changing landscape.  We can develop this plan for you.
Contact us

A Good Financial Plan Will Help You Succeed.

Aqua Financial Services, Inc.
When was the last time I reviewed my plan for fees, expenses and performance? 

Many plans sit for years without being reviewed.  This can cost the employer and the participants lots of money.  We review plans and compare them to other top rated carriers or open architecture models. There is a very good possibility we can save you money.  By the way we don't just do this once.  We review plans on annual basis with our clients.  We also do plan design to maximize the amount of money that can be contributed.  To start on a plan review or for a new plan design contact us.

Employer Retirement Plans